Crypto's missing
asset class

Investors have been frustrated by the fact that their only choices in cryptocurrency have been hyper-volatile tokens or stablecoins. Cogito solves this problem.

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Market fit

Cogito fills this gap of hyper-volatile vs. stablecoin with low-to-medium risk cryptocurrency investments intelligently pegged to bank-created indexes and active treasury management. Investors now have a choice and a better opportunity to gain effective ROI in the market.

The global investment portfolio is $180T, with 56% being low to medium risk assets.

Crypto has a $1T market but only consists of stablecoins and high volatility assets - there’s nothing in between!

Cogito provides a framework to create tracercoins, a new class of assets that range from low volatility stablecoins to medium volatility growth assets - filling in the asset gap!

Environmental progress

GCOIN - a better stablecoin independent from fiat with small natural appreciation

Technological progress

XCOIN - potential of exponential growth but fundamentally uncorrelated with equities markets and other crypto assets

and more...

Any synthetic index range of low to medium volatility, e.g. HDI, social progress 

Community governance

Incentivized community participation

How Does Cogito Work?

Faliste streszczenie tło
Faliste streszczenie tło
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INDEX CREATION

  • Constructed using a large third-party data set (e.g. World Bank, OECD)

  • Use SingularityNet AI for smooth and stable output

  • Incentivized community governance

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PEG MECHANISM

  • Dynamic savings rate, to adjust circulating supply

  • Open market operations using AI techniques for price prediction and market arbitrage

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ACTIVE TREASURY MANAGEMENT

  • Reserves management based on capital adequacy ratio and risk profile, generates yield that matches the movement of the indexes

  • Goal of transitioning from full to fractional reserves

Stabilization

In order to keep the peg intact, we are introducing a novel approach to the stabilization mechanisms.

Based on the Capital Adequacy Ratio controlling the ratio of liquid and illiquid reserves, the Cogito project consists of three pillars of operation:

  • Algorithmic Deposit Protocol (ADP),

  • Algorithmic Stability Protocol (ASP), and

  • Autonomous Stabilization Functions (ASF)

and all is secured by decentralized governance in the form of DAO (AGP - Algorithmic Governance Protocol).

GOVERNANCE

AGP - allows CGV token holders to be decision makers

MONETARY
POLICY

ADP -  stabilizes the protocol by adjusting supply and demand with a floating yield

PRICE
GUARDIAN

ASP -  maintaining the market price within specific trading boundaries, by tracking macro indices representing progress of humanity

SMART
MINT

ASF -  programmed rules that handle the minting and burning rules and  adjust the fractional reserve dynamically

COLLATERALIZATION

CAPITAL ADEQUACY RATIO

Properly simulated

Using very conservative assumptions we have ran financial simulation of the Cogito Protocol to test how well our model performs in challenging situations. This extensive financial modeling shows that Cogito can offer its depositors substantial deposit rewards, in addition to the 2% average annual appreciation of the token, and that the protocol is financially stable over the long term. Academic paper with these simulations is available through a link below.

Łączenie kropek

Supported by decentralized AI.
Digital money reinvented.

Mute on/off

AI provided by the best 

Founded within SingularityNET ecosystem, with Ben Goertzel as Chief Science Officer, and with access to many advanced and complex AI tools developed by SNET specialists over years of working, Cogito Protocol is well equipped with AI expertise.

This allows us to use advanced reinforced learning and other AI techniques to optimize real-time stabilization mechanisms and capital deployment.

That, in turn, makes Cogito a project like no other in the cryptocurrency space.

Roadmap

1

ECOSYSTEM INTEGRATION

Trading, lending, borrowing, staking, perpetuals and the Hypercycle integration.

2

EXTENDED

PORTFOLIO

Adding more tracercoins to the ecosystem.

3

PARTIAL

RESERVE

Moving from a full reserve to a fractional reserve system for higher capital efficiency.

4

MULTI-CHAIN PRESENCE

After starting with Cardano we will soon launch on the other chains, according to DAO.

5

USE-CASES OUTSIDE OF CRYPTO

The ultimate goal is to offer alternative instruments also outside of the crypto world

Meet the Team

This is our core team working hard on the project. 

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  • LinkedIn Ikona społeczna

Chief Executive Officer

Cloris Chen, CFA

Cloris is an ex-HSBC banker, aims to build better DeFi combining her experience in financial market and knowledge of blockchain.

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  • Nejc Znidar LinkedIn profile

Quantitative Analyst

Nejc Znidar

Pureblood quant with strong quantitative finance and financial math background. Broad experience in designing data-intensive applications, financial modeling and AI. Lead quant for SingularityDAO project.

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  • LinkedIn Ikona społeczna

Chief Operating Officer

Janet Adams

Janet is an ex-HSBC banker with solid background in project management, and interdisciplinary expertise in both finance and AI.

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  • Kamil Puszczynski LinkedIn profile

Project Manager

Kamil Puszczynski

Project manager involved in the crypto industry since 2017. Gathered experience in various projects, from mining, through trading tools, to a gamified trading platform.

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  • LinkedIn Ikona społeczna

Chief Scientist Officer

Dr. Ben Goertzel

Ben is a world class AI expert and a pioneer in artificial general intelligence, founder and CEO of SingularityNET.

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